10 Best Low-Cost Medical Coding and Billing Online Programs

6 Min Read Published August 8, 2024
10 Best Low-Cost Medical Coding and Billing Online Programs

Medical billers and coders are essential workers in every healthcare organization. They ensure healthcare providers receive proper reimbursement for their services and maintain accurate and up-to-date patient records.

Nurse.org has compiled a list of the top ten best low-cost medical coding and billing online programs. Continue reading to discover if one of these programs is a good fit for you!

What Are Online Medical Billing and Coding Programs?

Medical billing and coding programs train students to assign medical codes accurately and manage billing processes within healthcare settings.

Low-cost medical coding and billing online programs provide accessibility and flexibility to aspiring medical coders. They allow you to graduate quickly with a great foundation at a fraction of the cost of other programs.

Most accredited medical billing and coding programs take between 4 months and two years to complete. They prepare students to take and pass the National Healthcareer Association (NHA) Certified Billing & Coding Specialist (CBCS) certification.

Programs ultimately vary in length, cost, and availability but typically follow one of the following pathways:

  1. Online classes (usually don’t result in certification but provide helpful resources and basic information)
  2. A four to 12-month certificate or diploma program
  3. A two-year associate degree

Top 10 Low-Cost Medical Coding and Billing Online Programs

The best low-cost medical coding and billing online programs are both affordable, and provide quality education and career preparation.

To curate the top medical billing and coding programs, our ranking methodology considers the following:

  • Accreditation
  • Acceptance rates
  • Certification pass rates
  • Graduation rates
  • Post-graduation employment rates
  • Student-faculty ratio
Tuition
$145-205 per credit hour
Program Length
3 semesters
Accreditation
Online Options?
Yes

Established in 1922 as a junior college, Cowley offers a certificate and an associate degree in medical coding. The certificate program has minimal entrance requirements and takes just three semesters to complete. Students can graduate from the slightly longer associate degree program in five semesters.

  • Tuition:
    • Cowley County Resident: $145 per credit hour
    • Kansas Resident: $155 per credit hour
    • Oklahoma Resident: $165 per credit hour
    • Out of State Resident: $205 per credit hour
  • Application Deadline: Rolling
  • Contact Info:
Tuition
$196.55 per credit hour
Program Length
8 months - 2 years
Accreditation
Higher Learning Commission
Online Options?
Yes

Students have several options for medical billing and coding programs at Northwest Technical College. The school offers a certificate, diploma, and associate's degree in medical coding and billing.

Students who complete the 29 certificate program gain employment within a year.  Additionally, students can apply credit hours from the certificate towards a diploma or associate degree.

  • Program Length:
    • Certificate: 8 months
    • Diploma: 1 year
    • Associate: 2 years
  • Application Deadline: Rolling
  • Contact Info:
    • Phone Number: (218) 333-6600
Tuition
$143-299 per credit hour
Program Length
29 - 60 credits
Accreditation
Higher Learning Commission
Online Options?
Yes

Kirtland Community College is one of the cheapest online medical billing and coding schools. Students can attend Kirtland's program 100% online, either full-time or part-time. In fact, the majority of students attend part-time.

Since the program isn't cohort-based, students can progress at their own pace. Therefore, some may be able to complete it faster than usual.

  • Tuition: 
    • In-district: $143 per credit hour
    • Out-of-district: $215 per credit hour
    • Out-of-state: $299 per credit hour
  • Application Deadline: Rolling
  • Contact Info:
    • Phone Number: (989) 342-3351 ext 280

Tuition
$234 per credit hour
Program Length
15 credits
Accreditation
Online Options?
Yes

The self-paced 100% online medical billing and coding program at UAF is ideal for students who need to complete the program part-time. The program is 15 credit hours and includes computer business application classes. Students enrolled at UAF pay in-state tuition, no matter where they live.

Tuition
$181 per credit hour
Program Length
2 years
Accreditation
Higher Learning Commission
Online Options?
Yes

The medical coding and insurance diploma at Minnesota State Community and Technical College consists of 50 credits. The program prepares students for several medical coding certification exams. Plus, the program is one of the cheapest in the nation, and all online students pay in-state tuition, making this a very affordable option.

  • Application Deadline: Rolling
  • Contact Info:
    • Phone Number: (877) 450-3322
Tuition
$170-495 per credit hour
Program Length
1 year
Accreditation
Online Options?
Yes

Located outside of Philadelphia, BCCC graduates are eligible to take several of the nationally recognized medical coding and billing certification exams. Students work with an academic advisor to develop a course progression that meets their individual needs.

  • Tuition: 
    • Bucks County Resident: $170 per credit hour
    • Out-of-County Resident: $340 per credit hour
    • Out-of-State Resident: $495 per credit hour
  • Application Deadline: Rolling
  • Contact Info:
Tuition
$2,995 (total cost)
Program Length
1 year
Accreditation

Middle States Commission on Higher Education

Online Options?
Yes

After registering, students enrolled in the Community College of Philadelphia program have 12 months to complete it. Students can complete the program at their own pace, but most complete the courses in a specific sequence.

  • Application Deadline: Rolling
  • Contact Info:
    • Phone Number: (215) 751-8010
Tuition
$2,995 (total cost)
Program Length
1 year
Accreditation
Middle States Commission on Higher Education
Online Options?
Yes

Students enrolled at VWU can attend one of the cheapest medical coding certifications online. Once enrolled, they have 12 months to complete the program from the comfort of their own homes. 

VWU includes a voucher for the national certification exam in the program's tuition, which saves graduates several hundred dollars. And with open enrollment, students can start the program at any time.

  • Application Deadline: Rolling
  • Contact Info:
    • Phone Number: (855) 520-6806
Tuition
$515 per credit hour
Program Length
10-20 months
Accreditation

Higher Learning Commission

Online Options?
 Yes

Herzing University offers several programs, including a diploma or associate degree in Insurance Billing and Coding or Medical Coding. Students can also transfer credits from other programs toward a bachelor's degree. Multiple start dates year-round to allow for increased flexibility.

  • Program Length: 
    • Diploma: 10 months
    • Associate Degree: 20 months 
  • Application Deadline: Rolling
  • Contact Info:
    • Phone Number: (888) 920-0937
Tuition
$237-$445 per credit hour
Program Length
1 year

This community college's online program offers low tuition even for out-of-state students. Students have one year to complete the program entirely online at their own pace. They can also easily transfer credits from this program toward a bachelor's degree.

  • Tuition:
    • Cambria County Residents: $237 per credit hour
    • Somerset County Residents: $310 per credit hour
    • Other Pennsylvania Residents: $318 per credit hour
    • Out-of-State: $445 per credit hour
  • Application Deadline: Rolling
  • Contact Info:
    • Phone Number: (814) 262-6437 

What to Expect in Medical Billing and Coding Online Programs

Students should expect to learn the basics and build a solid foundation in medical billing, anatomy, coding, and terminology. They will also have a clear understanding of physician and hospital-based medical coding. 

Graduates can find gainful employment in the following areas:

  • Private practice
  • Physician offices
  • Clinics
  • Nursing homes
  • Hospitals
  • Law firms
  • Public/government agencies
  • Resident care
  • Billing companies
  • Consulting firms
  • Software companies
  • Health insurance companies

Admission Requirements

Medical coding and billing programs have fairly simple admission requirements, which include:

  • High school diploma, GED, or equivalent
  • Drug Test
  • Background Check

Classes & Coursework

Your coursework will vary depending on the program and degree awarded, but most programs are roughly 10-15 courses. Some classes you attend may include:

  • Coding Foundations
  • ICD-CM Coding
  • ICD-PCS Coding
  • Ambulatory Coding
  • Medical Office Procedures
  • Medical Office Capstone
  • Health Information Research
  • Health Information Law and Ethics
  • Medical Terminology
  • Medical Billing and Coding Practices
  • Health Information Pathophysiology
  • Computer Applications
  • Business Systems Concepts

How to Choose a Low-Cost Medical Coding and Billing Online Program

The ten programs on this list offer an affordable path to becoming a certified medical coder. However, cost isn't the only factor to consider when choosing an online medical billing and coding program. 

Other things you to consider include the following:

  • Degree awarded 
  • Program length of time
  • Program Reputation
  • Career Opportunities
  • Student-to-faculty ratio
  • Accreditation
  • Graduation outcomes

Ultimately, the best low-cost medical coding and billing online program will meet as many of your needs as possible. Consider your schedule, budget, and education goals to find a program that suits your unique requirements.

Kathleen Gaines
MSN, RN, BA, CBC
Kathleen Gaines
News and Education Editor

Kathleen Gaines (nee Colduvell) is a nationally published writer turned Pediatric ICU nurse from Philadelphia with over 13 years of ICU experience. She has an extensive ICU background having formerly worked in the CICU and NICU at several major hospitals in the Philadelphia region. After earning her MSN in Education from Loyola University of New Orleans, she currently also teaches for several prominent Universities making sure the next generation is ready for the bedside. As a certified breastfeeding counselor and trauma certified nurse, she is always ready for the next nursing challenge.

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