10 Best Low-Cost Medical Coding and Billing Online Programs

7 Min Read Published June 2, 2025
10 Best Low-Cost Medical Coding and Billing Online Programs
10 Best Low-Cost Medical Coding and Billing Online Programs

Nurse.org has compiled a list of the top ten best low-cost medical coding and billing online programs. Continue reading to discover if one of these programs is a good fit for you!

Popular Online Medical Billing and Coding Programs

Sponsored
Rasmussen University

Our Medical Billing and Coding Certificate will help prepare you to pursue the American Health Information Management Association (AHIMA) Certificate Coding Associate (CCA) Credential or with industry experience, the AHIMA Certified Coding Specialist (CCS).

Accreditation
CCNE
Location
Online

Enrollment: Nationwide

Ultimate Medical Academy

For the past 26 years, Ultimate Medical Academy, a non-profit, allied health school, has been committed to helping students succeed in their healthcare careers. That’s why they offer students a connected support system from the start of their education to beyond graduation.

Accreditation
ABHES
Location
Online

Enrollment: Nationwide

Purdue Global

Gain the healthcare, IT, and business skills required by employers in today’s technology-driven health care system. Study the medical terminology and reimbursement methodologies you need to know and prepare for industry certification exams.

Accreditation
Multiple
Location
Online

Enrollment: Nationwide

Keiser University

Keiser University’s AS degree in Medical Administrative Billing & Coding prepares students to assign accurate medical codes for diagnostic procedures and other services offered by healthcare practitioners. Students will learn various clerical and administrative functions that relate to insurance claims, compliance, & reimbursement.

Accreditation
SACSCOC
Location
Online or Campus

Enrollment: FL

What Are Online Medical Billing and Coding Programs?

Medical billing and coding programs train students to assign medical codes accurately and manage billing processes within healthcare settings.

Low-cost medical coding and billing online programs provide accessibility and flexibility to aspiring medical coders. They allow you to graduate quickly with a great foundation at a fraction of the cost of other programs.

Most accredited medical billing and coding programs take between 4 months and two years to complete. They prepare students to take and pass the National Healthcareer Association (NHA) Certified Billing & Coding Specialist (CBCS) certification.

Programs ultimately vary in length, cost, and availability, but typically follow one of the following pathways:

  1. Online classes (usually don’t result in certification, but provide helpful resources and basic information)
  2. A four to 12-month certificate or diploma program
  3. A two-year associate's degree

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Top 10 Low-Cost Medical Coding and Billing Online Programs

Our ranking criteria is based on factors such as tuition, acceptance rate, student-to-faculty ratio, and accreditation, and we use the latest and most robust U.S. government data sets, specifically the Integrated Postsecondary Education Data System (IPEDS) and the College Scorecard.

Tuition
$160-$220 per credit hour
Program Length
3 semesters
Accreditation
Online Options?
Yes

Established in 1922 as a junior college, Cowley offers a certificate and an associate degree in medical coding. The certificate program has minimal entrance requirements and takes just three semesters to complete. Students can graduate from the slightly longer associate degree program in five semesters.

  • Tuition:
    • Cowley County Resident: $160 per credit hour
    • Kansas Resident: $170 per credit hour
    • Oklahoma Resident: $180 per credit hour
    • Out-of-State Resident: $220 per credit hour
  • Application Deadline: Rolling
  • Contact Info:
Tuition
$196.55 per credit hour
Program Length
8 months - 2 years
Accreditation
Higher Learning Commission
Online Options?
Yes

Students have several options for medical billing and coding programs at Northwest Technical College. The school offers a certificate, diploma, and associate's degree in medical coding and billing.

Most credits earned toward this certificate can be applied to the 40-credit Medical Coding Diploma or the 60-credit Medical Coding AAS. Additionally, students can apply credit hours from the certificate towards a diploma or associate degree.

  • Program Length:
    • Certificate: 8 months
    • Diploma: 1 year
    • Associate: 2 years
  • Application Deadline: Rolling
  • Contact Info:
    • Phone Number: (218) 333-6600
Tuition
$8,075 - $10,775 total program cost
Program Length
29 - 60 credits
Accreditation
Higher Learning Commission
Online Options?
Yes

Students can attend Kirtland's program 100% online, either full-time or part-time. In fact, the majority of students attend part-time.

Since the program isn't cohort-based, students can progress at their own pace. Therefore, some may be able to complete it faster than usual.

  • Tuition: 
    • In-district: $8,075 total program cost
    • Out-of-district: $10,775 total program cost
  • Application Deadline: Rolling
  • Contact Info:
    • Phone Number: (989) 342-3351 ext 280

We Found The Following Schools with Online Medical Billing & Coding Programs

Tuition
$4,575 total program cost
Program Length
15 credits
Accreditation
Online Options?
Yes

The self-paced 100% online medical billing and coding program at UAF is ideal for students who need to complete the program part-time. The program is 15 credit hours and includes computer business application classes. Students enrolled at UAF pay in-state tuition, no matter where they live.

Students receive personalized support and guidance from expert faculty and advisors who are dedicated to helping them succeed.

  • Application Deadline: Rolling
  • Contact Info:
    • Phone Number: (907) 455-2060 or (800) 277-8060
    • Email Address: uaf-ecampus@alaska.edu 
Tuition
$181 per credit hour
Program Length
2 years
Accreditation
Higher Learning Commission
Online Options?
Yes

The medical coding and insurance diploma at Minnesota State Community and Technical College consists of 50 credits. The program prepares students for several medical coding certification exams. Plus, the program is one of the cheapest in the nation, and all online students pay in-state tuition, making this a very affordable option.

  • Application Deadline: Rolling
  • Contact Info:
    • Phone Number: (877) 450-3322
Tuition
$170-$340 per credit hour
Program Length
1 year
Accreditation
Online Options?
Yes

Located outside of Philadelphia, BCCC graduates are eligible to take several of the nationally recognized medical coding and billing certification exams. Students work with an academic advisor to develop a course progression that meets their individual needs.

  • Tuition:
    • Bucks County Resident: $170 per credit hour
    • Out-of-County Resident: $340 per credit hour
    • Out-of-State Resident: $250 per credit hour
  • Application Deadline: Rolling
  • Contact Info:
Tuition
$2,995 total program cost
Program Length
1 year
Accreditation

Middle States Commission on Higher Education

Online Options?
Yes

After registering, students enrolled in the Community College of Philadelphia program have 12 months to complete it. Students can complete the program at their own pace, but most complete the courses in a specific sequence.

Upon completion of the program, students will receive a voucher to take one of the following certification exams: Certified Professional Coder (CPC), Certified Coding Associate (CCA), or Certified Billing and Coding Specialist (CBCS).

  • Application Deadline: Rolling
  • Contact Info:
    • Phone Number: (215) 751-8000
Tuition
$2,995 total program cost
Program Length
1 year
Accreditation
Middle States Commission on Higher Education
Online Options?
Yes

Students enrolled at VWU can attend one of the cheapest medical coding certifications online. Once enrolled, they have 12 months to complete the program from the comfort of their own homes. 

VWU includes a voucher for the national certification exam in the program's tuition, which saves graduates several hundred dollars. And with open enrollment, students can start the program at any time.

  • Application Deadline: Rolling
  • Contact Info:
    • Phone Number: (855) 520-6806
Tuition
$515 per credit hour
Program Length
10-20 months
Accreditation

Higher Learning Commission

Online Options?
 Yes

Herzing University offers several programs, including a diploma or associate degree in Insurance Billing and Coding or Medical Coding. Students can also transfer credits from other programs toward a bachelor's degree. Multiple start dates year-round to allow for increased flexibility. Graduates can sit for one of eight national certification exams, more than any other program in the country. 

  • Program Length: 
    • Diploma: 10 months
    • Associate Degree: 20 months 
  • Application Deadline: Rolling
  • Contact Info:
    • Phone Number: (888) 920-0937
Tuition
$244-$458 per credit hour
Program Length
1 year

This community college's online program offers low tuition even for out-of-state students. Students have one year to complete the program entirely online at their own pace. They can also easily transfer credits from this program toward a bachelor's degree.

  • Tuition:
    • Cambria County Residents: $244 per credit hour
    • Somerset County Residents: $319 per credit hour
    • Other Pennsylvania Residents: $327 per credit hour
    • Out-of-State: $458 per credit hour
  • Application Deadline: Rolling
  • Contact Info:
    • Phone Number: (814) 262-3815 

What to Expect in Medical Billing and Coding Online Programs

Students should expect to learn the basics and build a solid foundation in medical billing, anatomy, coding, and terminology. They will also have a clear understanding of physician and hospital-based medical coding. 

Graduates can find gainful employment in the following areas:

  • Private practice
  • Physician offices
  • Clinics
  • Nursing homes
  • Hospitals
  • Law firms
  • Public/government agencies
  • Resident care
  • Billing companies
  • Consulting firms
  • Software companies
  • Health insurance companies

Admission Requirements

Medical coding and billing programs have fairly simple admission requirements, which include:

  • High school diploma, GED, or equivalent
  • Drug Test
  • Background Check

Classes & Coursework

Your coursework will vary depending on the program and degree awarded, but most programs are roughly 10-15 courses. Some classes you attend may include:

  • Coding Foundations
  • ICD-CM Coding
  • ICD-PCS Coding
  • Ambulatory Coding
  • Medical Office Procedures
  • Medical Office Capstone
  • Health Information Research
  • Health Information Law and Ethics
  • Medical Terminology
  • Medical Billing and Coding Practices
  • Health Information Pathophysiology
  • Computer Applications
  • Business Systems Concepts

How to Choose a Low-Cost Medical Coding and Billing Online Program

The ten programs on this list offer an affordable path to becoming a certified medical coder. However, cost isn't the only factor to consider when choosing an online medical billing and coding program. 

Other things you to consider include the following:

  • Degree awarded 
  • Program length of time
  • Program Reputation
  • Career Opportunities
  • Student-to-faculty ratio
  • Accreditation
  • Graduation outcomes
  • Certification exam eligibility

Ultimately, the best low-cost medical coding and billing online program will meet as many of your needs as possible. Consider your schedule, budget, and education goals to find a program that suits your unique requirements.

 

Medical Billing & Coding
Kathleen Gaines
MSN, RN, BA, CBC
Kathleen Gaines
News and Education Editor

Kathleen Gaines (nee Colduvell) is a nationally published writer turned Pediatric ICU nurse from Philadelphia with over 13 years of ICU experience. She has an extensive ICU background having formerly worked in the CICU and NICU at several major hospitals in the Philadelphia region. After earning her MSN in Education from Loyola University of New Orleans, she currently also teaches for several prominent Universities making sure the next generation is ready for the bedside. As a certified breastfeeding counselor and trauma certified nurse, she is always ready for the next nursing challenge.

Education:
MSN Nursing Education - Loyola University New Orleans
BSN - Villanova University
BA- University  of Mary Washington

Expertise:
Pediatric Nursing, Neonatal Nursing, Nursing Education, Women’s Health, Intensive Care, Nurse Journalism, Cardiac Nursing 

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